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How to Answer Cyber Insurance Renewal Questions Without Voiding Your Policy
If you have a cyber insurance renewal coming up, the application is probably longer than the one you filled in last time. It’s also more specific. Each new question maps to a control that, if missing, allowed a major 2023 or 2024 claim to escalate. The wording reflects how carriers responded to losses they paid […]
Why Bad Onboarding Is the Real Cause of Messy Offboarding
By the time an employee hands in their notice, the decisions that will make their departure clean or messy have already been made. They were made in the first weeks of the person’s tenure, when nobody was paying close attention because the new hire had just arrived and there were a hundred other things to […]
What Immutable Backup Means on Your Cyber Insurance Form
Cyber insurance applications include a question that catches a lot of small business owners off guard: “Do you maintain immutable, air-gapped, or offline backups of your critical business data?” Carriers added that question to renewal forms because ransomware operators worked out that the fastest way to force a payout is to wipe the backups first […]
Why Human Habits Are Your Biggest Security Risk
Most cyberattacks do not start with a sophisticated intrusion. They start with a click on a personal email, a reused password, or a file uploaded to a familiar cloud service because the approved option felt slower. The Verizon Data Breach Investigations Report found that 68% of breaches involve the human element. Not a zero-day exploit. […]
The “Zombie” SaaS Audit: Finding the 3 Apps Your Former Employees Still Access
Someone leaves the company on a Friday. By Monday, their email account is disabled, and their laptop is back in the pile. What nobody checks is their login to the project management tool they signed up for in Q3, the cloud storage folder they shared with a contractor, or the CRM access they still have […]